A goals led experience built for you

Easy, free and always available. Our guidance helps you find the product that best meets your goals and calculates how much you need to set aside to get there. Whether it’s a gap year fund or private school fees - we’re there with you.

Open an account
App storeApp store
When you invest, your capital is at risk.
ImageImageImageImageImageImageImageImageImage

Tell us your goal and we’ll make it happen!

General savings
Private school
Higher education
Home ownership
A mob
General savings

Why saving today will pay off tomorrow

We all have grand aspirations for our children. Maybe we want them to explore the world or start their own business. Whatever the goal, it probably costs money. 15-20 years from now, it’ll most definitely cost more.

Let us guide you through the different ways to save & invest for your children to give them a head start in life.

Learn more
Private school

Can I afford to send my kid to private school?

If you prepare for it early and smartly, then yes. Although the price tag can be hefty, saving up early on means you can build the necessary funds over time rather than having to pay them all at once.

Tell us which school you’re thinking of so we can help you calculate the overall cost and monthly contributions required. We’ll also guide you through the options you have to reach this goal.

Learn more
Higher education

Can my child have a debt-free start?

The starting cost of a degree in the UK is around £10k a year. Now add another £15k a year in average living cost. They’ll be spiralling down into a debt rabbit hole at such pace they won’t believe the final bill by graduation.

The good news is that, based on our calculations, saving from as little as £30 a month from the day they’re born is likely to be able to cover one year’s fees while setting your child on the right track to achieve financial freedom.

Learn more
Home ownership

Laying the foundations for a rent-free life

Help your children catapult into adult life with a place they call home. A nice contribution from Bank of Mum and Dad will have them climbing the property ladder in no time.

Start saving for it today and we can help you set up the right trust in an affordable way. No sleepless nights for you as they won’t be able to party these funds away at a 2040 rave!

Learn more

A investment account fit for every goal

Icon

Junior stocks & shares ISA

A tax-free account in your child’s name that allows family and friends to contribute to your child’s future whilst locking the funds till your child turns 18.

Get startedLearn more
Icon

General investment account

A taxable account in your own name giving you full flexibility and control of when the money is gifted to your child and what the funds are used for.

Get startedLearn more
Icon

Junior investment account (Bare trust)

A taxable account in your child’s name that utilises your child’s tax allowance, allows withdrawals before they turn 18 and also lets family & friends contribute.

Coming soonLearn more

As with all investing, your capital is at risk and the value of your investment can go down as well as up. The exact tax treatment depends on your individual circumstances and may be subject to changes in the future.

Unsure which account is right for you?We can help.

Learn about the different options available to you and all the factors your need to consider before making any decisions.

Read our free guide

This guide is intended to offer you financial education by presenting the available options in today’s market but it is not personal financial advice on what suits your circumstances best. If you’re looking for personalised advice, please speak to a qualified professional.

Frequently asked questions

What products does Hapi offer?
What is a Junior ISA
What is a General Investment Account?
What is a Bare Trust?
Start investing today

Start investing today

Your children’s future is in your hands. Secure it.

Open an account
App storeApp store
Capital at risk when investing.