Built by parents, for parents

Turbocharge your children’s financial future

An investment account built around your goals and your family. Sign up to Hapi and give your child a headstart in life.

Sign up

There’s no time like the present to plan for your loved one’s futures'

  • Easy and convenient sign up

    Long gone are lengthy forms and lunch break bank queuing. Simply download our app and create your profile by just answering a few questions.

  • Hassle-free saving & investing

    Tell us what your goals are and we'll do all the calculations. We'll then show you a smart way to reach them based on your priorities. From Junior ISAs to bare trusts, we've got you covered.

  • A place for your nearest & dearest

    Switch cash & presents into smart investments by asking your inner circle to contribute directly to your children's pot. A toy car today can be a car deposit when they're 18!

As with all investing, your capital is at risk and the value of your investment can go down as well as up.

Empower family & friends to invest in the kids you love

Receive wealth, not landfill

We love presents as much as anyone but how many Peppa Pig toys does one toddler really need?

Share your personal URL, reduce landfill, and give your child a headstart in life.

A digital memory box

Don’t celebrate your child’s 18th birthday by just handing them a sum of money. Hand them a box of memories as too.

Hapi stores all the messages and pictures added by friends & family whenever they contribute to your child’s investment pot.

Macbook

Tell us your goal and we’ll help you get there!

General savings
Private school
Higher education
Home ownership
General savings

Why saving today will pay off tomorrow

We all have grand aspirations for our children. Maybe we want them to explore the world or start their own business. Whatever the goal, it probably costs money. 15-20 years from now, it’ll most definitely cost more.

Let us guide you through the different ways to save & invest for your children to give them a head start in life.

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Private school

Can I afford to send my kid to private school?

If you prepare for it early and smartly, then yes. Although the price tag can be hefty, saving up early on means you can build the necessary funds over time rather than having to pay them all at once.

Tell us which school you’re thinking of so we can help you calculate the overall cost and monthly contributions required. We’ll also guide you through the options you have to reach this goal.

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Higher education

Can my child have a debt-free start?

The starting cost of a degree in the UK is around £10k a year. Now add another £15k a year in average living cost. They’ll be spiralling down into a debt rabbit hole at such pace they won’t believe the final bill by graduation.

The good news is that, based on our calculations, saving from as little as £30 a month from the day they’re born is likely to be able to cover one year’s fees while setting your child on the right track to achieve financial freedom.

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Home ownership

Laying the foundations for a rent-free life

Help your children catapult into adult life with a place they call home. A nice contribution from Bank of Mum and Dad will have them climbing the property ladder in no time.

Start saving for it today and we can help you set up the right trust in an affordable way. No sleepless nights for you as they won’t be able to party these funds away at a 2040 rave!

Learn more

Your free guide to saving & investing for your children’s future

As parents we want the best for our children which usually includes a future where they can be financially secure. This free guide explores the options available to you and the factors you need to consider before making any decisions. Find out all about:

  • Saving vs Investing
  • Junior stocks & shares ISAs
  • Best rates for junior cash ISAs
  • Best rates for junior savings accounts
  • Transferring child trust funds
  • Much, much, more
Read the guide online

This guide is intended to offer you financial education by presenting the available options in today’s market but it is not personal financial advice on what suits your circumstances best. If you’re looking for personalised advice, please speak to a qualified professional.

Peace of mind with a safe & secure experience

We understand your children and your finances are probably the most important things in your life.

We treat the data you share with us with the utmost care. We never ever sell it. We sometimes need to share some info with third party tools in order to operate but we will always ask for your permission first.

All your data is encrypted with AES-256 encryption algorithm, the same level of security encryption banks use.

  • We’re transparent

    No hidden fees or complicated costs. We'll tell you how much to pay, when and where. You'll always be in the know and able to keep an eye on how your money is performing.

  • We’re reliable

    Hapi is an Appointed Representative of WealthKernel Limited which is authorised and regulated by the FCA in the UK.  Your money is also covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS).

    On top of this, our portfolios are operated by BlackRock, one of the biggest money managers in the world.

  • We’re parents, not cowboys

    Hapi is built by parents, for parents. We know you work hard for your money - so do we. There's no funny business on our platform, just a sustainable way to hit the financial goals you set in life. Invest, sit back and relax - you're in good hands.

As with all investing, your capital is at risk and the value of your investment can go down as well as up.

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